Navigating Medicare coordination of benefits can feel like charting unfamiliar waters. When multiple insurance plans are at play, understanding which one pays first—the primary payer—and which one pays second—the secondary payer—is crucial.
This blog will guide you through these waters, outlining how Medicare interacts with other insurance plans, whether it’s employer insurance, retiree coverage, or Medicaid. We’ll help you understand the rules that determine the coordination of benefits so you can avoid unexpected costs and make the most of your coverage.