Shop, Analyze, Decide This is the fun part of the benefits project. Sharing your data with carriers allows them to quote your company. It can take up to 10 business days for the carrier to supply the quote. The quote will come 1 of 2 ways. As a "firm quote" meaning we can still negotiate, but the rates are what they are, or a "street quote". A street quote is illustrative. The rates are contingent on employee questionnaires and enrollment counts. The Tanna Group will continue to guide you on your project and recommend services based on your needs.